Luke Faulkner

what “full coverage” really means (and why it’s a misleading term) (1)
Auto Insurance

Full Coverage Car Insurance in Texas: How to Know If You Still Need It

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Most Texans say they have “full coverage,” but what does that actually mean? Here’s the truth: “Full coverage” isn’t an official insurance term — it’s just a common phrase people use when their policy includes Comprehensive (sometimes called Other-Than-Collision) and Collision coverage in addition to the required liability insurance. Understanding what full coverage really includes can help you decide whether

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5 essential types of small business insurance texas owners need
Business Insurance

5 Essential Types of Small Business Insurance Texas Owners Need

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5 Essential Types of Small Business Insurance Texas Owners Need Running a small business in Texas comes with plenty of opportunity—and just as many unexpected risks. Whether you own a neighborhood café in Fort Worth, a boutique in Keller, or a contracting company in Dallas, the right small business insurance Texas coverage can mean the

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flood insurance texas 5 essential facts every homeowner should know
Flood Insurance, Home Insurance

Flood Insurance Texas: 5 Essential Facts Every Homeowner Should Know

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Flood Insurance Texas: 5 Essential Facts Every Homeowner Should Know Most Texans assume they’ll never face a flood — especially if they don’t live near the coast. But here’s the truth: flooding can happen anywhere, and even one inch of water can cause tens of thousands of dollars in damage. Yet, most homeowners in Texas

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5 costly mistakes texas homeowners make 9.25
Home Insurance

5 Costly Mistakes Texas Homeowners Make (And How to Dodge ’Em)

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Owning a home in Texas is a lot like owning a grill. You think you’ve got everything under control—until the propane runs out right before the brisket’s done. Insurance works the same way: miss one key detail, and suddenly you’re the one stuck holding the bill. Here are 5 mistakes Texas homeowners make that can

5 Costly Mistakes Texas Homeowners Make (And How to Dodge ’Em) Read Post »

7 smart reasons to bundle auto and home insurance in texas 9.25 (1)
Auto Insurance, Home Insurance

7 Smart Reasons to Bundle Auto and Home Insurance in Texas

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If you own a home and drive a car, keeping your policies separate could mean you’re leaving money on the table. When you bundle auto and home insurance in Texas, you can often unlock lower rates, better coverage, and added convenience. 1. Bigger Insurance Discounts in Texas Most companies offer 10% to 25% off premiums

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texas home insurance coverage what’s covered (and excluded 9.25
Home Insurance

Texas Home Insurance Coverage: What’s Covered (and Excluded)

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Texas Home Insurance Coverage: What’s Covered (and Excluded) When you buy a home in Texas, one of the smartest moves you’ll make is protecting it with the right Texas home insurance coverage. But here’s the catch: not everything is covered. Understanding the basics of Texas homeowners insurance can save you from nasty surprises when it’s

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