gilded oak Insurance
Clear Advice. Confident Coverage.
Discover the mission behind Gilded Oak Insurance.
Luke Faulkner
Founder
Comprehensive Insurance Services for You
1.
Auto Insurance
• Save more with good driver and bundle discounts.
• Understand coverage options without the jargon.
• Connect with trusted agents for the right fit.
2.
Home Insurance
• Learn how to lower premiums without losing protection.
• Smart guidance on Texas-specific risks and coverage (hail, roof, deductibles).
• Connect with agents who offer tailored coverage for your home.
3.
Life Insurance
• Compare term and whole life in simple, clear terms.
• Affordable protection options for families and professionals.
• Connect with licensed agents to secure your family’s future.
Our Latest Articles
ACV vs RCV Roof Coverage in Texas: What Homeowners Actually Get Paid
Quick Summary ACV and RCV roof coverage determine how much your insurance actually pays after…
6 Costly Texas Homeowners Insurance Mistakes to Avoid
Quick Summary Many Texas homeowners are underinsured or overpaying because of common policy misunderstandings. Roof…
Annual Texas Home Insurance Review Checklist (2026 Guide)
Quick Summary This guide walks Texas homeowners through an annual home insurance review using a…
Flood Insurance in Texas – Essential Facts
Quick Summary Flood insurance in Texas is separate from homeowners insurance Lenders may require it…
How to Lower Home Insurance Costs in Texas
Quick Summary Learn the most effective ways to lower home insurance costs in Texas without…
What Isn’t Covered by Home Insurance in Texas (2026 Guide)
Quick Summary Explains what texas home insurance exclusions actually are Highlights common losses homeowners assume…
Ready to Secure Your Future?
Why Choose Us?
Rooted in Experience
Guidance from a seasoned licensed Texas agent who knows your market.
Smarter Insurance Choices
Clear resources and tools to simplify decisions.
Here for Every Stage
Auto, home, and life coverage that grows with you.
What Our Clients Say
I used to dread getting new insurance quotes, but not after working with Luke. Send him a couple quick screenshots from your current plan, answer a question or two, and he takes it from there. No long forms to fill out or endless hold time on the phone. He not only was able to build and offer me a plan with great annual savings, but was able to increase my coverage on some key items at the same time!
Ready for confident coverage?
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