Serving clients across Texas • Dallas–Fort Worth •
Call or text (214) 347-3547

Insurance Guidance for the life you’re building

Clear guidance for auto, home, and life coverage, with flexible options and help making sure you’re properly protected without overpaying.

Start with a quick review of your current coverage and see if better options or savings are available.

Start My Coverage Review
Read Our Insights

Buying a home • Reviewing coverage • Exploring better options

Review My Current Coverage Buying a Home or Moving See If Better Options Exist

Coverage Decisions We Help Clients Navigate

Every household and business faces different risks. The right coverage balances protection, policy structure, and price.
These are some of the areas we help clients think through.

Auto Insurance Auto Insurance
Home Insurance Home Insurance
Life Insurance Life Insurance
Business Insurance Business Insurance
Umbrella Insurance Umbrella Insurance
Landlord Insurance Landlord Insurance
Renters Insurance Renters Insurance
Motorcycle Insurance Motorcycle Insurance
RV Insurance RV Insurance
Boat Insurance Boat Insurance
Pet Insurance Pet Insurance

Additional coverage options may also include flood insurance, classic vehicles, and ATV or off-road vehicles, depending on carrier availability.

Auto Insurance

AUTO COVERAGE

Auto Insurance

Vehicles are part of everyday life. The right coverage helps protect your car and the financial risks that come with driving.

  • Understand how liability limits, deductibles, and coverage options work together
  • Navigate Texas risks like hail, accidents, and uninsured drivers
  • Work with an advisor who helps structure coverage around your situation
Review Auto Coverage
Home Insurance

HOME COVERAGE

Home Insurance

Whether you’re buying a home or reviewing your current policy, well-structured coverage helps protect both your property and the investment behind it.

  • Understand Texas-specific risks like hail, roof coverage, and wind deductibles
  • Learn how policy structure affects claim payouts
  • Structure protection around your home, property, and long-term plans
Review Home Coverage
Life Insurance

LIFE COVERAGE

Life Insurance

Life insurance helps protect the income and stability your family depends on while supporting long-term financial plans.

  • Compare term, permanent, and hybrid policy structures
  • Protect income and the plans your family relies on
  • Explore strategies that support long-term financial flexibility
Review Life Coverage
Luke Faulkner - Texas Insurance Advisor and Founder of Gilded Oak Insurance

Luke Faulkner is a Texas-licensed insurance advisor and the founder of Gilded Oak Insurance. He helps Texas families, professionals, and business owners make clearer, more confident coverage decisions through practical guidance and a calm, strategy-first approach without pressure or fear-based selling.

Texas-Licensed Insurance Advisor
Licensed since 2013 • License #1853547

Learn more about our mission and approach on the Gilded Oak Insurance About page .

The Gilded Oak Protection Framework

At Gilded Oak Insurance, protection is built in layers. It starts with protecting what you have, protecting the income you’re earning, and building financial flexibility for the future.
This approach helps families, professionals, and business owners think about coverage in a way that supports stability today and opportunity over time.

Roots: Protect What You’ve Built

Every strong financial plan begins with stability.

Thoughtful coverage helps protect the home you’ve worked for, the vehicles you rely on, and the assets that support your family’s lifestyle.



Trunk: Protect Your Income

Your income supports everything else in your financial life.

Thoughtfully structured life and liability protection help ensure that an unexpected event doesn’t disrupt your family’s plans, your career or business, or the financial future you’re working toward.


Branches: Creating Financial Flexibility

Some protection strategies can do more than guard against risk.

When structured thoughtfully, certain policies can also provide tax-advantaged access to capital, helping families and entrepreneurs maintain financial flexibility, support future opportunities, and build lasting financial legacy.

About Gilded Oak

Gilded Oak Insurance is an independent educational resource created by a Texas-licensed insurance advisor. Our goal is simple: help families, professionals, and business owners make clearer, more confident coverage decisions.

We focus on practical guidance around:
• protecting the assets you’ve built
• protecting the income your family relies on
• structuring coverage that supports long-term financial flexibility

When appropriate, we can also connect clients with trusted licensed agents for coverage solutions.

No spam. No pressure. Just thoughtful insurance guidance designed to help you make better decisions.

Texas Licensed Insurance Advisor
License # 1853547

COVERAGE REVIEW

Start With a Quick Coverage Review

A short conversation can often uncover ways to improve coverage, adjust policy structure, or lower premiums.

If it makes sense, we can walk through your current policies and help you understand your options.

Start My Coverage Review Explore Coverage Insights
✓ 10–15 minute conversation ✓ No pressure or obligation ✓ Review your current policies if helpful

Prefer to talk or text? Call us

Why Work With Gilded Oak

Rooted in Experience

Guidance from a Texas-licensed advisor who understands the local market and helps clients make confident coverage decisions.

Clear, Practical Guidance

Insurance decisions can feel complicated. We focus on clear explanations and practical guidance so you can understand your options and choose coverage with confidence.

Here for Every Stage

Auto, home, and life coverage that grows with you.

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TESTIMONIALS

What Our Clients Say

“

I worked with Luke Faulkner! ABSOLUTE BEST! He helped me find a reasonable actually amazing price for full coverage auto insurance with roadside and renter all included. Was so patient with me as this was my first time! Helped me understand everything and was just great in EVERY area of his service. Recommend anyone to speak with him if you’re new to this or just need help getting insurance.

★★★★★
K
Kailey Cottrell
Midland, TX
“

Luke’s professionalism and knowledge are second to none when it comes to taking care of your auto and home insurance needs. I used to dread getting new insurance quotes, but not after working with Luke. Send him a couple quick screenshots from your current plan, answer a question or two, and he takes it from there. He not only was able to build and offer me a plan with great annual savings, but was able to increase my coverage on some key items at the same time.

★★★★★
D
Dustin Castle
Fort Worth, TX

A SIMPLE CONVERSATION

Not Sure If This Is the Right Fit Yet?

That’s completely okay. If you’re unsure whether Gilded Oak is the right fit, feel free to reach out. I’m always happy to answer a quick question or help you think through your options.

Most conversations take just a few minutes.

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STAY CONNECTED

Follow Gilded Oak For Practical Coverage Insights

Follow along for quick Texas insurance insights, helpful coverage explanations, and straightforward content designed to make insurance easier to understand without the noise.

Short-form education on Instagram, with more ways to stay connected on Facebook.

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