Luke Faulkner

Old plumbing in North Texas homes is a common but often overlooked risk, especially in older Dallas–Fort Worth neighborhoods built decades ago. Many of these homes still rely on original plumbing materials, including cast iron sewer pipes, that naturally deteriorate over time beneath the slab. As a result, sewer backups and plumbing-related insurance claims have

Quick Summary Why Many Texas Homeowners Don’t Realize They’re Underinsured Texas homeowners face unique risks, including hailstorms, wind damage, rising construction costs, and complex deductible structures. Many policies look fine on paper but fall short when a claim actually happens. The issue is rarely neglect. It is usually misunderstanding how coverage works in real life.

Quick Summary Annual Texas Home Insurance Review Checklist Use this checklist once a year to confirm your home insurance still fits your Texas home, risks, and household needs. Coverage & Rebuild Costs ☐ Review dwelling coverage to confirm it reflects current Texas construction costs, including labor and materials☐ Check that coverage accounts for any remodeling,

Quick Summary A full FAQ section is included at the end of this article for quick answers. Why Home Insurance Costs Are Rising in Texas Home insurance costs across Texas have increased over the last several years, even for homeowners who haven’t filed claims. The primary drivers aren’t individual policy changes — they’re market-wide pressures.