Terms & Conditions

Last Updated: 08/11/2026

These Terms & Conditions (“Terms”) govern your use of the Gilded Oak Insurance (“we,” “our,” or “us”) website and your interactions with us, including by phone, email, and text message (SMS). By using our website or submitting your information to us, you agree to these Terms.

📄 1. Our Services

Gilded Oak Insurance helps Texas residents explore and request insurance quotes and coverage information for auto, home, renters, life, and business insurance. Information provided on our website is for general informational purposes only and does not constitute insurance advice, a binding quote, or an offer of coverage. Actual coverage, eligibility, and pricing are determined by the applicable insurance carrier and are subject to underwriting.

🌐 2. Use of Our Website

You agree to provide accurate information when submitting a form or request on our website, and to use our website only for lawful purposes related to requesting insurance information or services.

💬 3. SMS/Text Messaging Terms

Gilded Oak Insurance provides insurance-related text messages (SMS) to individuals who affirmatively opt in to receive them.

By opting in, you agree to the following:

  • Messages may include acknowledgment of your insurance request, service communications, requests for information needed to assist with your requested quote, and reasonable follow-up related to that request.
  • Messages may be sent using automated technology.
  • Message frequency varies.
  • Message and data rates may apply.
  • You can opt out at any time by replying STOP.
  • You can request help at any time by replying HELP.
  • SMS consent is not a condition of purchasing insurance or any other product or service from us.
  • Carriers are not liable for delayed or undelivered messages.

For more information about how we handle your mobile information, please see our Privacy Policy.

Questions about text messaging can be directed to:

🔒 4. Privacy

Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information, including information related to text messaging.

⚖️ 5. No Guarantee of Coverage

Submitting a request through our website does not guarantee that you will be offered or issued a policy. Quotes are estimates and are subject to change based on underwriting review by the applicable carrier.

🔄 6. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date.

📞 7. Contact Us

If you have questions about these Terms, contact us at:

Gilded Oak Insurance
Text: (469) 584-5093
Phone: (214) 647-3547
Email: info@gildedoakinsurance.com

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