gilded oak Insurance
Clear Advice. Confident Coverage.
Discover the mission behind Gilded Oak Insurance.
Luke Faulkner
Founder
Comprehensive Insurance Services for You
1.
Auto Insurance
• Save more with good driver and bundle discounts.
• Understand coverage options without the jargon.
• Connect with trusted agents for the right fit.
2.
Home Insurance
• Learn how to lower premiums without losing protection.
• Smart guidance on Texas-specific risks and coverage (hail, roof, deductibles).
• Connect with agents who offer tailored coverage for your home.
3.
Life Insurance
• Compare term and whole life in simple, clear terms.
• Affordable protection options for families and professionals.
• Connect with licensed agents to secure your family’s future.
Our Latest Articles
What Isn’t Covered by Home Insurance in Texas (2026 Guide)
Quick Summary Explains what texas home insurance exclusions actually are Highlights common losses homeowners assume…
Replacement Cost vs Actual Cash Value Texas Home Insurance Explained
One of the most common — and costly — misunderstandings in Texas homeowners insurance comes…
Does Home Insurance Cover Roof Leaks in Texas?
Roof leaks home insurance Texas coverage depends on one critical factor: what caused the leak….
Texas Home Insurance Deductible Explained: AOP vs Wind & Hail
If you’re trying to understand a Texas home insurance deductible, you’re not alone. One of…
How to Lower Car Insurance Costs in Texas
If you’re looking to lower car insurance rates in Texas heading into 2026, you’re not…
Corporate Profits vs. Small Agencies: The Hidden Economics Behind Your Insurance Dollar
Introduction: Insurance Is More Than a Price — It’s an Economic System When most people…
Ready to Secure Your Future?
Why Choose Us?
Rooted in Experience
Guidance from a seasoned licensed Texas agent who knows your market.
Smarter Insurance Choices
Clear resources and tools to simplify decisions.
Here for Every Stage
Auto, home, and life coverage that grows with you.
What Our Clients Say
I used to dread getting new insurance quotes, but not after working with Luke. Send him a couple quick screenshots from your current plan, answer a question or two, and he takes it from there. No long forms to fill out or endless hold time on the phone. He not only was able to build and offer me a plan with great annual savings, but was able to increase my coverage on some key items at the same time!
Ready for confident coverage?
Get clear answers and connect with trusted Texas insurance agents today.
⚜️ Stay Connected with Gilded Oak
Join us on social for insurance savings tips, light-hearted entertainment, and everyday insights that make coverage easier (and a little more fun) to understand.